39023 LAKE BURNS ROAD, UMATILLA, FL, 32784
Active0 days on marketListed Aug 14, 2026MLS #G5116327
About this home
39023 LAKE BURNS ROAD
Virtually Staged. Some homes simply feel like home—and from the moment you arrive, this is one of them. Bathed in natural light and offering peaceful Lake Burns views, this spacious 3-bedroom, 3-bath residence invites you to slow down, relax, and enjoy the beauty of everyday living. A gracious entry opens to a warm and welcoming family room with a cozy fireplace, creating the perfect gathering place for quiet evenings or time with family and friends. The dining room features French doors that lead to the expansive rear porch, seamlessly blending indoor and outdoor living. The generous kitchen, complete with a breakfast bar, flows naturally into the living room, making entertaining and everyday life wonderfully effortless. With 2,108 square feet of living space, there is room to spread out while still maintaining a comfortable, inviting atmosphere. The rear porch may quickly become a favorite place to begin the morning with a cup of coffee, unwind at the end of the day, or gather with friends while taking in the peaceful surroundings. Beyond the porch, the rear yard creates your own secluded outdoor retreat. A grand terrace provides an exceptional setting for celebrations, memorable gatherings, or simply enjoying an evening beneath the stars. Approximately 1.24 upland acres offer plenty of space to play, garden, entertain, or create the outdoor lifestyle you've always imagined. This isn’t just a place to live- it’s a place to create memories.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,108
Sqft
2.24 ac
Lot size
2
Garage
1988
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,761 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,761/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $312K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tanisha Sicardo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39023 LAKE BURNS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39023 LAKE BURNS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Tanisha's phone and CRM.
Straight answers
39023 LAKE BURNS ROAD FAQs
What would the monthly payment be for 39023 LAKE BURNS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,761/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39023 LAKE BURNS ROAD?+
The most recent tax bill on record (2025) was $5,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39023 LAKE BURNS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $500,000, this home is listed about 33% above the Umatilla median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39023 LAKE BURNS ROAD?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 58% above the UMATILLA 32784 median — but at 2,108 sqft it's also 26% larger than the typical Umatilla listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Umatilla market that averages 54 — if it fits, move quickly.
Listing courtesy of BHHS FLORIDA REALTY · Lynn Risch. MLS #G5116327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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