Tanisha Sicardo
$750,0004 bd3.5 ba2,636 sqft$285 /sqft$4,734 /mo all-in ↓

1223 SUTTON TRAIL, GENEVA, FL, 32732

Active0 days on marketListed Aug 9, 2026MLS #O6426083

Single Family ResidenceLAKE HARNEY ESTATES

About this home

1223 SUTTON TRAIL

Virtually Staged. Experience the feeling of a private retreat without leaving Central Florida at this beautiful log cabin nestled on over 5 private acres in Geneva. Thoughtfully designed with a first-floor primary suite, soaring ceilings, warm wood finishes, and a stunning stone fireplace, the home blends rustic charm with everyday comfort. A durable metal roof, solar system with two Tesla Powerwall batteries, and an RV hookup provide exceptional efficiency and versatility, while the expansive acreage offers room for hobbies, equipment, animals, or simply enjoying the outdoors. Surrounded by mature trees and an abundance of native wildlife including deer, turkey, and countless bird species, you'll enjoy remarkable privacy, peaceful mornings, and star-filled evenings that feel worlds away from the city. Whether you're looking for a quiet escape, room to spread out, or a property that embraces the beauty of nature while remaining just a short drive from Orlando, Sanford, and the coast, 1223 Sutton Trail delivers a rare combination of character, functionality, and the freedom to create the lifestyle you've been dreaming of.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,636

Sqft

5.35 ac

Lot size

2009

Year built

Two

Levels

$285

Per sqft

FireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringHardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Electric Water Heater · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionLog
FoundationCrawlspace
ViewTrees/Woods · Water
FacesWest
ParkingBoat · None · Open · RV Parking
ExteriorFrench Doors · Rain Gutters · RV Hookup · Storage

Community & fees

Taxes (2025)$2,946/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,734 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$245
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,734/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$245
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Harney

Map of 1223 SUTTON TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Orlando52 min
Orlando Int’l Airport (MCO)61 min
Universal Orlando65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

Lake Harney — neighborhood snapshot

Population

712

Median age

51

Median income

$85,078

Median home value

$347,303

Avg household

3

Households w/ children

38%

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$465K$680K

Geneva median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

Aug 9, 2026Listed at $750,000 · 0 days on market since
2009Built · LAKE HARNEY ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tanisha Sicardo

Your agent

Tanisha Sicardo

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1223 SUTTON TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1223 SUTTON TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Tanisha's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Tanisha’s phone and CRM.

Straight answers

1223 SUTTON TRAIL FAQs

What would the monthly payment be for 1223 SUTTON TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,734/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1223 SUTTON TRAIL?+

The most recent tax bill on record (2025) was $2,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1223 SUTTON TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Geneva?+

At $750,000, this home is listed about 2% below the Geneva median of $764,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1223 SUTTON TRAIL?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$750,000 runs 63% above the GENEVA 32732 median — but at 2,636 sqft it's also 19% larger than the typical Geneva listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Geneva market that averages 50 — if it fits, move quickly.

04Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Victoria Myers. MLS #O6426083.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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