
1837 WATERMERE LANE, WINDERMERE, FL, 34786
Active3 days on marketListed Aug 10, 2026MLS #O6432305
About this home
1837 WATERMERE LANE
Beautiful 4 Bedroom home located on a 3/4 of an acre premium exposure lot in a small, gated community of 28 homes. This home has an oversized open pool with heated spa. Unobstructed backyard views. Conveniently located close to shopping and minutes away from the Florida Turnpike, SR-408, SR-429 and approximately 20 minutes from downtown Orlando and all theme parks and other attractions.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,757
Sqft
0.76 ac
Lot size
3
Garage
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Windermere actives
$2 vs $341
Days on market
3 vs 48 typical
Where $2/sqft sits among the 231 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Windermere Grande
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Windermere. See the full Windermere guide →
Windermere Grande — neighborhood snapshot
Population
265
Median age
43
Median income
$224,336
Median home value
$771,900
Avg household
3
Households w/ children
34%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$875K → $850K
Windermere median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
114 of 231
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 1837 WATERMERE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,210,000
1849 WATERMERE LANE · same community
5 bd · 3.5 ba · 3,934 sqft · $308/sqft · 65 DOM
Sold · Nov ’25$1,120,000
1927 WATERMERE LANE · same community
4 bd · 3.5 ba · 3,053 sqft · $367/sqft · 11 DOM
Sold · May ’26$1,650,000
13123 LUNTZ POINT LANE
5 bd · 4.5 ba · 3,765 sqft · $438/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tanisha Sicardo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1837 WATERMERE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1837 WATERMERE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Tanisha's phone and CRM.
Straight answers
1837 WATERMERE LANE FAQs
What would the monthly payment be for 1837 WATERMERE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1837 WATERMERE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $7,000, this home is listed about 99% below the Windermere median of $1,100,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1837 WATERMERE LANE?+
Lake Whitney Elementary (elementary), West Orange High (high), Sunridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINDERMERE 34786 market on paper
$7,000 is 99% below the WINDERMERE 34786 median of $749,498, and at $2/sqft it sits under the Windermere average of $460.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Windermere market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Lake Whitney Elementary, West Orange High, Sunridge Middle — Lake Whitney Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SUSANA JORDAN STUTSMAN · Susana Stutsman. MLS #O6432305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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