
00 HALL LAKE ROAD, KEYSTONE HEIGHTS, FL, 32656
Active1 days on marketListed Aug 14, 2026MLS #OM730441
About this home
00 HALL LAKE ROAD
Discover a 1.93-acre Recently surveyed lakefront property on Hall Lake in Clay County, Florida, located just 10 minutes from Keystone Heights. This residential property combines lake access, mature oaks, existing utilities, and convenient road access in a quiet North Florida setting. The property features Hall Lake frontage with views across the water and two mowed clearings that provide open areas for a future home, cabin, or recreational use. Existing improvements include power and a well on site, along with vehicle access to the property. The location also offers quick access to County Road 214, making it convenient to reach Keystone Heights and surrounding communities. The property contains a mixture of Flood Zone A and Flood Zone X. Buyers should verify flood zone information, building requirements, permitting, and utility availability with the appropriate county and local authorities during due diligence. Located approximately 10 minutes from Keystone Heights, the property provides access to local shopping, restaurants, schools, and other everyday amenities while maintaining a rural lakefront setting. Wildlife is abundant, with sandhill cranes, wild turkeys, whitetail deer, and seasonal ducks regularly found in the area. The mixture of open areas, mature trees, and lake frontage provides a variety of natural habitat. Whether you're looking to build a lakefront home, establish a weekend retreat, or invest in residential land, this 1.93-acre Hall Lake property offers a combination of waterfront access, existing utilities, natural features, and convenient location.
Facts & features
The home at a glance
1.93 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$300K → $268K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 00 HALL LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
7398 HOOSIER AVENUE
3 bd · 2 ba · 1,404 sqft · $132/sqft · 17 DOM
Sold · Dec ’25$300,000
5669 HIAWATHA STREET
4 bd · 2.5 ba · 2,356 sqft · $127/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tanisha Sicardo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 00 HALL LAKE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 HALL LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Tanisha's phone and CRM.
Straight answers
00 HALL LAKE ROAD FAQs
What would the monthly payment be for 00 HALL LAKE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $548/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 HALL LAKE ROAD?+
The most recent tax bill on record (2025) was $170. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $59,000, this home is listed about 79% below the Keystone Heights median of $287,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the KEYSTONE HEIGHTS 32656 market on paper
$59,000 is 59% below the KEYSTONE HEIGHTS 32656 median of $142,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Keystone Heights market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Thomas Lado. MLS #OM730441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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