Tanisha Sicardo
$3,2003 bd2 ba2,282 sqft$1 /sqft$183 /mo all-in ↓

4613 RIVER OVERLOOK DRIVE, VALRICO, FL, 33596

Active2 days on marketListed Aug 6, 2026MLS #TB8536654

Priced 99% below the VALRICO 33596 medianSingle Family ResidenceRIVER CROSSING ESTATES PH 4

About this home

4613 RIVER OVERLOOK DRIVE

Tucked away in the sought-after Estates at River Crossing, this exceptional home offers the perfect blend of privacy, comfort, and convenience. Ideally positioned at the back of the community with peaceful conservation views and no rear neighbors, you'll enjoy a tranquil setting with little through traffic. Meticulously cared for, this home reflects true pride of ownership with numerous updates, including a newer roof, beautiful flooring, and tastefully remodeled kitchen and bathrooms. Designed with both functionality and entertaining in mind, the spacious floor plan features formal living and dining rooms, with the versatile living room easily serving as a home office, playroom, or flex space. The open kitchen flows into the inviting family room, where large windows overlook the screened lanai and the serene wooded conservation beyond. The expansive primary suite provides a peaceful escape with a beautifully updated en-suite bath, relaxing garden tub, separate shower, and an oversized walk-in closet. Located in a highly desirable area known for its excellent schools, fantastic local dining, shopping, and everyday conveniences, you'll also appreciate the easy access to I-75 and a convenient commute to downtown Tampa. Lawn maintenance included in rent! If you're looking for a home that offers privacy, thoughtful updates, and a welcoming neighborhood, you've found it. One or more photo(s) has been virtually staged

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,282

Sqft

0.2 ac

Lot size

2

Garage

1999

Year built

One

Levels

$1

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLaminate · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

PetsYes
CommunityPark · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Fiber Optics · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$183 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $112Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $112
Interest rate6.00%
Loan term

Estimated payment

$183/mo

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Valrico actives

$1 vs $214

Days on market

2 vs 32 typical

Where $1/sqft sits among the 197 Valrico actives

0 · this home
0
6
42
100
49
$1–48$48–94$94–141$141–187$187–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Estates At River Crossing

Map of 4613 RIVER OVERLOOK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The Estates At River Crossing — neighborhood snapshot

Population

1,025

Median age

41

Median income

$141,120

Median home value

$362,400

Avg household

3

Households w/ children

108

For the school run

Hillsborough County School District

ElementaryCimino Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

104 of 197

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $3,200 · 2 days on market since
1999Built · RIVER CROSSING ESTATES PH 4

Reality check

What actually sold near 4613 RIVER OVERLOOK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4531 RIVER OVERLOOK DRIVESold · Oct ’25

$492,000

4531 RIVER OVERLOOK DRIVE · same community

4 bd · 2 ba · 2,246 sqft · $219/sqft · 54 DOM

4636 RIVER OVERLOOK DRIVESold · Aug ’25

$530,000

4636 RIVER OVERLOOK DRIVE · same community

4 bd · 3 ba · 2,227 sqft · $238/sqft · 10 DOM

4615 RIVER OVERLOOK DRIVESold · Aug ’25

$455,000

4615 RIVER OVERLOOK DRIVE · same community

4 bd · 3 ba · 2,407 sqft · $189/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tanisha Sicardo

Your agent

Tanisha Sicardo

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4613 RIVER OVERLOOK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4613 RIVER OVERLOOK DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4613 RIVER OVERLOOK DRIVE FAQs

What would the monthly payment be for 4613 RIVER OVERLOOK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4613 RIVER OVERLOOK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $3,200, this home is listed about 99% below the Valrico median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4613 RIVER OVERLOOK DRIVE?+

Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the VALRICO 33596 market on paper

$3,200 is 99% below the VALRICO 33596 median of $474,950, and at $1/sqft it sits under the Valrico average of $215.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 2 days on market in a Valrico market that averages 32 — if it fits, move quickly.

04Strong assigned schools

Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Brooks Daniels. MLS #TB8536654.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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