4734 20TH STREET, ZEPHYRHILLS, FL, 33542
Active9 days on marketListed Aug 6, 2026MLS #TB8536697
About this home
4734 20TH STREET
Don't miss this beautifully remodeled 2-bedroom, 1-bath duplex for rent located just minutes from downtown Zephyrhills! This charming home has been updated with fresh finishes throughout and offers a spacious, fully fenced backyard that backs up to a beautiful park with a walking trail. Inside, you'll find a bright eat-in kitchen featuring new cabinets, new countertops, a new microwave and washer/dryer hook-ups for added convenience. The bathroom has been completely refreshed with a new vanity, new mirror, new medicine cabinet and new toilet, while both bedrooms feature brand-new carpet and new ceiling fans. The kitchen and living area are finished with durable tile flooring, making cleanup a breeze. New paint and new blinds throughout the home. The oversized fenced backyard provides plenty of space to relax, entertain, or let your pet enjoy the outdoors.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
810
Sqft
0.14 ac
Lot size
1984
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$2 vs $170
Days on market
9 vs 53 typical
Where $2/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Easy Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Easy Acres — neighborhood snapshot
Population
186
Median age
40
Median income
$46,268
Median home value
$124,400
Avg household
2
Households w/ children
14%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
225 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 4734 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$100,000
38529 MONET DRIVE
2 bd · 1.5 ba · 840 sqft · $119/sqft · 59 DOM
Sold · Dec ’25$55,000
3734 CASTLE DRIVE
2 bd · 1 ba · 768 sqft · $72/sqft · 213 DOM
Sold · Dec ’25$57,000
38504 MONET DRIVE
2 bd · 2 ba · 864 sqft · $66/sqft · 342 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tanisha Sicardo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4734 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4734 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Tanisha's phone and CRM.
Straight answers
4734 20TH STREET FAQs
What would the monthly payment be for 4734 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4734 20TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $1,400, this home is listed about 100% below the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 4734 20TH STREET?+
Raymond B. Stewart Middle School (middle), West Zephyrhills Elementary School (elementary), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEST COAST MANAGEMENT & RLTY · Arnold Helbig. MLS #TB8536697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 4734 20TH STREET but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tanisha to ping you on any price or status change →