Tanisha Sicardo
$3,9004 bd2.5 ba2,645 sqft$1 /sqft$188 /mo all-in ↓

172 DEER LAKE CIRCLE, ORMOND BEACH, FL, 32174

Active0 days on marketListed Aug 4, 2026MLS #V4950541

Priced 99% below the ORMOND BEACH 32174 medianFully furnishedTownhouseTRAILS NORTH FORTY REP

About this home

172 DEER LAKE CIRCLE

Virtually Staged. Experience estate-style comfort with an ALL-INCLUSIVE townhome in the heart of Ormond Beach. This fully-furnished and meticulously appointed residence totals over 3,700-sq. ft. Soaring 17-ft ceilings frame two main-floor bedrooms, with two more bedrooms upstairs and a Jack-and-Jill bath. Dramatic black granite, crisp shaker cabinets, and premium stainless appliances elevate the chef-inspired kitchen, stocked with cookware and dinnerware for 12. Generous walk-in-closets serve every room, while each bath features quartz counters, solid wood cabinets and modern fixtures, plus a rainfall massage shower in the master. The garage adds exceptional versatility with room for a 20-ft boat, plus a full-size truck or SUV. Resort-like amenities complete the lifestyle with recreation courts, a pool, clubhouse, and drive-on beach access down the road. First, last, security and cleaning fee required. Lease terms 6-12 months. Rent includes water, electric, internet, basic cable, trash and lawn care. Freshly laundered towels and linens outfit each room, while the kitchen is fully stocked with dinnerware, drinkware and flatware for 12, plus all your cooking essentials. A stainless appliance package features a French-door refrigerator with ice and water dispenser, KitchenAid dishwasher with stainless steel interior and upper rack wash cycle, a front-control smooth-top oven range with five burners, and a smart WIFI-enabled bottom-control microwave. Countertop conveniences include a new Keurig single serve coffee maker, 2-slice toaster oven, and slow cooker that feeds 8-10. A large-capacity GE Profile smart washer and GE steam dryer with sanitize cycle make daily living effortless. Additional highlights include a new HVAC (2023), new impact windows (2025), newer LVP floors and carpets throughout, fresh paint, new epoxy floors, a 55” TV in the living room, garage refrigerator and utility sink, Nest thermostat, and central vacuum. Designed with accessibility in mind, the 4th bedroom features a 34” widened doorway. A custom-built pet lounge provides a dedicated space for pets and a distinctive feature rarely found in rental properties. Set along a quiet private road with no through traffic, a gated courtyard and fully fenced backyard add privacy, security, and outdoor enjoyment. Shopping, dining & I-95 are just minutes away, with easy access to Tomoka State Park, Tanger Outlets, Daytona Speedway, Embry-Riddle, plus a comfortable drive to Sanford/Orlando Airports, Disney, Universal, and many more!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,645

Sqft

0.06 ac

Lot size

2

Garage

1988

Year built

Two

Levels

$1

Per sqft

FireplaceGarden & Trees/Woods viewFurnished

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Other · Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Built-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage · Other
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewGarden · Trees/Woods
FacesSouth
ParkingBoat · Covered · Driveway · Garage Door Opener · Ground Level · Guest · Oversized · Parking Pad · Workshop in Garage
ExteriorBalcony · Irrigation System · Lighting · Other · Permeable Paving · Private Entrance · Private Yard · Rain Gutters

Community & fees

PetsCats OK, Dogs OK, Number Limit, Pet Deposit
CommunityDock · Lake · Waterfront · Association Recreation - Owned · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Other · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $137Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $137
Interest rate6.00%
Loan term

Estimated payment

$188/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Trails North Forty

Map of 172 DEER LAKE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

Trails North Forty — neighborhood snapshot

Population

748

Median age

50

Median income

$89,348

Median home value

$361,800

Avg household

2

Households w/ children

75%

For the school run

Volusia County School District

ElementaryTomoka Elementary School★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$407K$395K

Ormond Beach median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $3,900 · 0 days on market since
1988Built · TRAILS NORTH FORTY REP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tanisha Sicardo

Your agent

Tanisha Sicardo

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 172 DEER LAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 172 DEER LAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

172 DEER LAKE CIRCLE FAQs

What would the monthly payment be for 172 DEER LAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 172 DEER LAKE CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $3,900, this home is listed about 99% below the Ormond Beach median of $431,990. The market section on this page shows how the area is trending.

Which schools are assigned to 172 DEER LAKE CIRCLE?+

Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORMOND BEACH 32174 market on paper

$3,900 is 99% below the ORMOND BEACH 32174 median of $400,000, and at $1/sqft it sits under the Ormond Beach average of $282.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Ormond Beach market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Ashley Moss. MLS #V4950541.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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